Secret to dispute credit report items that incorrect, obselete and wrong!

Secret to dispute credit report items that incorrect, obselete and wrong!: "Dispute Credit Report Remarks Is Not That Difficult
With your credit report review the items you believe to be inaccurate, incomplete or obsolete. As an example, you see that your report is showing a $900 balance on your Master Card account; your account is in collections but you know your balance is only $800 and can show proof. This is inaccurate, now you have the right to dispute the whole account."