Why should I buy when I can get a free credit report?

Should I Get A Free Credit Report or Buy One? Two Ways You Get A Free Credit Report 1- If you were recently denied credit you can order from the credit reporting service. You will need the confirmation number and credit reporting agency telephone number to request it. 2- Congress has enacted the free annual credit report. Find out more about the free report In each case, you are allowed once per year to get a free report. If you were denied and order the free credit history you will be able to..