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Tuesday, February 01, 2005

Secret to dispute credit report items that incorrect, obselete and wrong!

Secret to dispute credit report items that incorrect, obselete and wrong!: "Dispute Credit Report Remarks

Fortunately under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute credit report remarks. If you 'reasonably believe' that your credit report to be inaccurate or incomplete this act requires the credit agencies to reinvestigate those disputed items within a 'reasonable period of time' which is interpreted by the Federal Trade Commission as thirty (30) days. If they find that the information was incorrect, obsolete or can no longer by verified, the information must be deleted or corrected. "

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