Secret to dispute credit report items that incorrect, obselete and wrong!

Secret to dispute credit report items that incorrect, obselete and wrong!: "Dispute Credit Report Remarks Is Not That Difficult
With your credit report review the items you believe to be inaccurate, incomplete or obsolete. As an example, you see that your report is showing a $900 balance on your Master Card account; your account is in collections but you know your balance is only $800 and can show proof. This is inaccurate, now you have the right to dispute the whole account.
Get Organized!
First get file folders started for any account you plan to dispute. For this example, if it is a Master Card you are disputing, fill out a dispute form that was sent with your credit report. List items you are disputing by names of the creditor, account numbers. Briefly describe why you believe the item is incorrect, ie. the account was paid in full, the balance is incorrect or the number of late payments is incorrect, etc. Along with the dispute letter; send a copy of your credit report with a highlight showing the account in disputed. "