Why should I buy when I can get a free credit report?

Why should I buy when I can get a free credit report?: "Should I Get A Free Credit Report or Buy One?
Two Ways You Get A Free Credit Report

1- If you were recently denied credit you can order from the credit reporting service. You will need the confirmation number and credit reporting agency telephone number to request it.
2- Congress has enacted the free annual credit report. Find out more about the free report "