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Friday, December 30, 2005

101 Credit Debt Finance

Who Else Wants To Finally Bury The Hatchet On Their Credit Debt Finance Problems?

Are you thinking of going to a debt management service? Whoa!!...Before you do, make sure you REALLY need to! How?.... Create your own debt management plan that will help you to fix your credit debt finance problems.

WHO NEEDS THIS INFORMATION?

If you're struggling to get creditors off your back and you're overwhelmed by the monthly payments you've put yourself into, you are not alone. It is estimated that over 75 million Amercians have some kind of credit problem. Blame it on the economy, your boss, your spouse, your loss of employment or some major financial crisis BUT in reality, you need to get it under control, right?

Through out this website you can get simple but powerful tips and ideas. Get advice of professionals, use concepts that work and get resources that will keep you motivated. You will also get tips on how to understand your credit report and yes you can get your credit report here too, then....

STEP 1 LET'S GET STARTED...

Make a list of your creditors. Do a simple Ben Franklin 2 or 3 column spreadsheet. It doesn't have to be fancy. Go get a plain piece of paper or a yellow legal note pad will do.

Go ahead get it now!

Make a list your creditors on the left, then account number, next to that put your total outstanding balance and the last thing is to put your average monthly payment. That should be your first row.
Start the next row...

Now add everything up. SHOCKED?

Good, welcome to reality.

Now you have the basis of your plan. To keep track of your progress and be in control you need to go through and review this website. You'll find tips and ideas that will help you personalize your plan. Look at the left column and click on the various topics. Inside you will be directed to various articles and step by step how to's.

Now to be honest, a company will help you reduce your debt but at a VERY HIGH COST. You can also risk lowering your credit score too! This could jeopardize your chances of getting the lowest rates if you are planning to buy a home in the near future.

Our goal hear at 101 Credit Debt Finance is to show you how to AVOID wasting money from promises that many of these services will never follow through with!

Make sense?

Challenge yourself to FIRST take stock in what you owe and can payoff. The hardest part of this plan is for you to sit down, put a piece of paper in front of you on the table, pull out a pencil and start making a list! AND you've already completed that, CONGRATULATIONS!

Side Note: If you'd like to get a more step by step plan to eliminate your debt in 7 1/2 years, Click On This Link Now!

STEP 2 LET'S GET A CREDIT REPORT...First you should get your credit report and know your credit score.

Why is that important?

Whether your goal is to fix your credit to get the best mortgage or to pay off all your bills and never use credit again, you will always need to know credit score. That is because other industries such as you insurance and future employers are rating you according to your fico score.

Become Debt Free!

Get started now and review your credit report personal information that will help you in your goal. TIP: Order your credit report. You need to see the good, the bad and the ugly. After all how would you know where to begin! We recommend a 3-BUREAU CREDIT REPORT to get a complete history and scores.Click here

Thanks for viewing,
http://www.101-credit-debt-finance.com

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