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Curt's comments: If you've had many financial changes in the last year and you've not checked your credit history standings, perhaps getting your latest credit report will reveal your most current credit score. Any incidents such as mortgage interest rate adjustments or new loans could impact your score. Find out your credit score now....

You can read this story on Bankrate.com at http://www.bankrate.com/brm/news/debt/20090427-debt-adviser-bad-score-a1.asp