How To Prevent Identity Theft

Identity theft hits home - Fort Monroe Casemate Online

Identity theft is sure a menace, creating undo stress in one's life. I recently did something really dumb online that quite simply could have lead to identity theft.

I replied to a phisihing email that lead to me giving information to my checking account.

Fortunately my bank provides an alert service that detects fraudulent activity and they alerted me. I stopped the action but after that was pure hassle...and I started it!

I've already read this article 2 times and I'm taking notes...so should you.

Curtd  http://www.101-credit-debt-finance.com

Fort Monroe Casemate Online

Identity theft hits home Fort Monroe Casemate Online,?VA?- 8 hours ago ... If you are going on extended TDY or deployment, have an active duty military alert, which lasts one year, placed on your credit reports to minimize the risks ...

technorati tags:identity, theft, credit, reports

Seeking A Credit Repair Service?...Ask Why You Are Doing It First

Bad Credit Repair - Defining The Problem – Credit Card Debt ... - Best Syndication

The best advice to follow especially when dealing with a bad credit service is 'Why Are You Doing This'. At least the following story suggests that but deep down that is a very good question. Sometimes you need to step back before jumping in, especially when it comes to credit repair....

Curtd  http://www.101-credit-debt-finance.com

Read More of the story......

Best Syndication

Bad Credit Repair - Defining The Problem – Credit Card Debt ... Best Syndication,?CA?- 9 hours ago Before you begin the process of repairing your credit, you first need to ask yourself why you are having credit problems? ... Why do you have credit problems? ... Wife only liable for husband's debt if she's listed on account Ventura County Star (subscription) all 8 related

technorati tags:credit, repair, debt, service

101 Credit Debt Finance - Debt Elimination

101 Credit Debt Finance - Debt Elimination:

"DEBT ELIMINATION: HOW TO DO IT 7-1/2 YEARS WITH YOUR PRESENT INCOME!
You Don't Find Your Credit Card or Lenders Teaching Debt Elimination , Why?


The KEY to this potent debt elimination concept is that 10% portion of your income will be temporarily set aside to pay extra on your bills in a very specific sequence.
It's A Flexible Debt Elimination Plan

The amount can obviously be more to make the payoff occur faster. It can also be less, but the payoff of course will take longer. This is a very powerful concept and one method that works.

You will have to make a few adjustments and rightly so, you are going to Eliminate All Your Debt!

If you don't have the extra 10% income here's how to find it and I bet you didn't know you had it!"

It's not enough to just be familiar with your credit reporting rights

Credit Repair: Beyond the Fair Credit Reporting Act - Herkimer Evening Telegram

You need to also get to know your rights guaranteed by the Fair Credit Billing Act and Fair Debt Collections Practices Act too.

Read the rest of the story...

Curtd http://www.101-credit-debt-finance.com

Today at 8:54 PM

Herkimer Evening Telegram

Credit Repair: Beyond the Fair Credit Reporting Act Herkimer Evening Telegram,?NY?- 2 hours ago ... FICO 850 seminar for The Motley Fool. "Any solid credit repair campaign should pay tribute to all three federal statutes," he says. ...

Credit Card Suit Settles...Chevy Chase Bank Owes You

Chevy Chase Bank Settles Credit Card Suit - Washington Post

You could be on the receiving end of this class action lawsuit that Chevy Chase Bank settled.

Curtd http://www.101-credit-debt-finance.com

For details, get the story here...l

Today at 2:08 AM

Chevy Chase Bank Settles Credit Card Suit
Washington Post, United States - 5 hours ago
The bank agreed to pay $16.1 million and repair any damages to customers' credit history. A court-appointed firm must now try to ...

Myths About Credit Bureaus That You Should Know

Credit Bureaus: Friend Or Foe? - WNBC

Tuesday, July 25, 2006 at 1:00 PM

Here's a must read about credit bureaus and what myths you should be aware of when dealing with these companies....please note that you should do your due diligence when considering service with these companies...

Curtd

http://www.101-credit-debt-finance.com


Credit Bureaus: Friend Or Foe?
WNBC,?NY?- 18 hours ago
... franchise," says Padawer, who has consulted for Lexington Law, a firm that helps consumers remove errors and negative information from their credit reports. ...

Just Got Married?..5 Traps To Avoid An Early Divorce

Five practical financial tips for newlyweds - Baltimore Sun

This is for newly weds to be, honeymooners and anyone married today! 5 practical tips that will help you from ruining your marriage...Financial Tips

Have a good read...

Curtd

http://www.101-credit-debt-finance.com

Five practical financial tips for newlyweds Baltimore Sun,?United States?- 22 hours ago ... Bad debt comes from abusing credit cards, which can have interest rates at 18 percent ... To prepare for an emergency such as a major home repair or temporary loss ...

technorati tags:bad, credit, newlyweds, financial, tips

101 Credit Debt Finance - Credit Debt Finance

101 Credit Debt Finance - Credit Debt Finance:

Union crackdown on defaming Northern California doctors....

Ahhh...when will it ever end. And we wonder why our medical costs keep skyrocketing!

Health Insurance companies alone last year profited over $100 Billion...it is not uncommon to find premiums to employers double in 6 to 12 months.

But when we have incidents like the unions trying to out smart the providers, no wonder hospitals charge excessive amounts of to patients for tissue paper they don't use...

Read more for the story....

Curtd

"Union Ordered to Pay Sutter Health $17.3M
A jury on Friday ordered one of the country's largest labor unions to pay $17.3 million for defaming a group of Northern California doctors and hospitals. more"

Do Federal Laws Really Protect Consumers?

Federal Laws Protect Consumers' Savings - Houston Chronicle

Reading anything written by lawyers and law makers really puts me to sleep yet these laws, most of them, really are designed for our benefit when it comes to protecting us from things like fraud and identity theft. Start now and at least do your due diligence to know some of your protections that the Federal Government offers....

Curtd

http://www.101-credit-debt-finance.com

Federal Laws Protect Consumers' Savings Houston Chronicle,?United States?- 7 hours ago ... an associate director in the FTC's bureau of consumer protection, said the acts are important to consumers because they deal with credit reports, which track ...

technorati tags:federal, law, protection, consumer's, savings

How to pay off debt if spouse is unable to handle the responsibility.

Must I pay for hubby's credit card debt? - Bankrate.com

A good lesson to be learned here. I am sure there are many married couples who face this scenario and it will grow as long as we do not understand how to resolve this issue.

Here are some easy steps to protect yourself. When I say easy, yes they are BUT can also be very difficult for some....

Curtd

http://www.101-credit-debt-finance.com

Check it out now....

Must I pay for hubby's credit card debt? Bankrate.com - 3 hours ago ... The Debt Adviser, Steve Bucci, is the president of Money Management International Financial Education Foundation and the author of Credit Repair Kit for Dummies ...

technorati tags:credit, card, debt

Demystifying the World of Credit Repair

The credit repair industry in a mystery because there are so many variables while trying to fix your credit.

Some might say it is by design to keep the consumer off guard while the industry continues to complicate the process by creating false solutions to keep consumer confidense at bey....

Meanwhile, get some good advice if you are challenged with credit issues.

Curtd http://www.101-credit-debt-finance.com

Credit Repair Myths Exposed
By: Jim Eastman

If you've done any searching on the Internet for information pertaining to "Credit Repair," you've no doubt found that there's a great deal available. Unfortunately, there's also a lot of misinformation as well.

Let's take a look at some of the most common misstatements you'll come across and examine them in detail.

MYTH #1 "Credit repair doesn't work!"

While it's true that credit repair is more "art" than "science" that's not to say it doesn't work.

If you undertake to repair your bad credit score, there's never any guarantee you can restore it to "perfect" status. But sometimes...

http://www.goarticles.com/cgi-bin/showa.cgi?C=95948

Homeowners...Are You In A Credit Crunch?...Benefits behind a reverse mortgage

Mortgaging in reverse? - Wisconsin State Journal

The reverse mortgage is not for everyone. Primarily it could help if you are a senior citizen and trying to make ends meet. Here is such a story, read it now.

Curtdc

http://www.101-credit-debt-finance.com

Mortgaging in reverse? Wisconsin State Journal, WI - 2 hours ago ... based on their age, a lump-sum cash payment or a line of credit they can use ... his job as parts manager at the former Benike and Culver car- repair business, and ...

technorati tags:credit, repair, reverse, mortgage

Blogged with Flock

Identity theft picks no sides even a local council in Clive City Florida is a victem...

Councilman's identity stolen - DesMoinesRegister.com

Do you think after this incident the councilman will have a voice for his constituents?
Here's an in the trenches story that affects everyone.

Curt
http://www.101-credit-debt-finance.com

Councilman's identity stolen DesMoinesRegister.com, IA - 15 hours ago ... people, advising them of the situation and recommending that they go online to Annualcreditreport.com and check their individual credit reports," Leighton said ...

technorati tags:identy, theft, stolen, Clive, City, Florida

Blogged with Flock

Can't seem to make payments on that delinquent credit card?...Here's some good advice.

Even in collections, bad debt mounts - Scripps News

Ignoring the telephone calls and not paying something on your debt could invite trouble with you in the long run. Here's is some good medicine that will cure your credit illness....read for more.

Curtd

http://www.101-credit-debt-finance.com

Even in collections, bad debt mounts Scripps News,?DC?- 9 hours ago ... (The Debt Adviser, Steve Bucci, is the president of Money Management International Financial Education Foundation and the author of "Credit Repair Kit for ...

technorati tags:credit, repair, problems

Get your free annual credit report...here's why

Checking and reading your credit report - Bankrate.com

Getting your free annual credit report is easy and free. Here's an article that gives reasons why it is important as well as a consumer entitlement....

Curtd

http://www.101-credit-debt-finance.com/annual-credit-report.html

Checking and reading your credit report Bankrate.com?- 2 hours ago ... Obtaining copies of your credit reports is easy. Federal ... You must request your free credit reports through a centralized source. To ...

technorati tags:annual, free, credit, report

Is the recent bankruptcy law really helping the pre bankrupt consumer?

Key aspects of bankruptcy law not working out as envisioned - Billings Gazette

The recent bankruptcy law that went into effect in October of 2005 was to help consumers through the proper education to help them through their difficult phase. Here's an interesting article that is typical of the new process on the results of one individual.....read for more.

Curtd

http://www.101-credit-debt-finance.com/

Key aspects of bankruptcy law not working out as envisioned Billings Gazette, USA - 20 hours ago ... than filing for bankruptcy court protection, which he did four days later to restructure some $25,000 he owed in taxes, credit-card debt and home-repair bills. ...

technorati tags:credit, repair, bankruptcy

First time buyers...Affordable Choice in a period of increased rates and pending inflation

A&A sells home sweet (mobile) homes - The Valley Chronicle

Here is one answer to those looking to finance an affordable home. Try the mobile home market. There are a wide variety of mobile homes and of course selling shouldn't be a factor when it comes time to move to a more traditional home....find out more.

Curtd

http://www.101-credit-debt-finance.com

The Valley Chronicle

A&A sells home sweet (mobile) homes The Valley Chronicle,?California?- 21 hours ago ... Neves said it also can be easier to get financing for mobile homes. ... The cheapest mobile home Neves ever sold was for $2,000 about three years ago, and the most ...

technorati tags:mobil, home, financing

Credit Repair Article Series from Legal Helpers

Legal Helpers Announces Article Lecture Series on Credit Repair - PR Web (press release)

Here seems to be useful information on credit repair.

This article highlights what can be expected from Legal Helpers series of articles.

Check it out if you're interested.

You might learn a trick or two as many consumer credit laws change frequently and the average consumer is left in the dark....read here for more.

Curtd

http://www.101-credit-debt-finance.com

Legal Helpers Announces Article Lecture Series on Credit Repair PR Web (press release), WA - 19 hours ago Chicago, IL (PRWEB) July 14, 2006 -- Legal Helpers announces a new article series about credit repair. Each week, a new article ...

technorati tags:credit, repair, report, articles, lega, helpers

Identity theft is a serious matter, here's what you could do?

Victims put life on hold to restore credit - BYU Newsnet

I personally know that fraud can really be a serious matter. Even though you think you've taken care of contacting the right source to protect yourself there is a hollow feeling in the pit of your stomach that gnaws at you...something in the future is going to happen.

However, this problem has made a lot of noise and there are tips and advice that is bounced around on the internet Here is one such article that you can use.

Check it out, Curtd

http://www.101-credit-debt-finance.com

Victims put life on hold to restore credit BYU Newsnet, UT - 7 hours ago ... By being aware of one's account status and credit reports, a person can significantly decrease his or her chances of becoming a victim of ID theft. ... The silent crime: a look at identity theft in Utah BYU Newsnet all 2 related

technorati tags:identity, theft, credit

Federal Protection backs up consumers with credit card issues....

Federal Protection for Consumers - Forbes

Here's a quote right out of this story that should be ingrained into your brain when it comes to your credit card purchases....

"..._ The Fair Credit Billing Act gives consumers the right to dispute charges on their credit cards accounts and either withhold payment or seek a refund for a billing error. It also allows consumers to dispute charges if they're dissatisfied with the quality of the goods delivered...."

Now the story in this article also mentions the importance of acting quickly when you notice any descrencies in a purchase. Find out more.....

Curtd

http://www.101-credit-debt-finance.com

Federal Protection for Consumers Forbes - 7 hours ago ... range from check writing to credit and debit card payments, setting the interest rates on loans, investing, data privacy and the accuracy of credit reports. ...

technorati tags:federal, protection, consumers, credit, card, disputes, reports

Yes You Can Fix Your Own Credit...the Easy Way

Repair Your Own Credit Rating - Motley Fool UK

Repair your own credit. Here's an excellent article that simpifies the process of credit repair starting with your own responsible actions. It's not hard to do but I guess because it looks painful even embarassing we tend to avoid it.

Some take the easy way out and pay for it through a credit repair service, who in the end will do nothing. Oh sure they will do something but only enough to satisfy their clients.

The answer? This article gives your excellent steps to take but it obviously takes your personal committment. Are You Ready to do something to change your credit?

Read here for more...

Curtd

http://www.101-credit-debt-finance.com

Repair Your Own Credit Rating Motley Fool UK,?UK?- 10 hours ago Type the words 'credit repair' into Google and any number of companies will pop up offering to 'clean your credit reference file' or 'restore your credit rating ...

technorati tags:credit, repair, rating

The Ultimate Marriage Saver...5 tips to start your marriage right.

FINANCIAL ADVICE: 5 tips to start your marriage right - Detroit Free Press

Here's some really sound advice for people thinking of marriage. This could quite possibly be the key to lowering the divorce rate in modern society!

I know that I never gave it a thought to straighten out or at least confront my partners credit status.

Hey...here's an idea...Newly Weds Credit Report or how about part of the marriage license approval, both parties take a mandatory credit report review, if there looks to be an eminent problem there can always be credit counseling for Newly Weds To Be Course...hmmmmm

Curtd

http://www.101-credit-debt-finance.com

FINANCIAL ADVICE: 5 tips to start your marriage right Detroit Free Press,?United States?- 15 hours ago ... Bad debt comes from abusing credit cards, which can have interest rates at 18% to ... To prepare for an emergency such as a major home repair or temporary loss of ...

technorati tags:financial, advice, bad, credit, newly, weds

Companies such as Equifax are offering a great service if you are a fraud victem....

Equifax battles fraud online, offers free credit reports to ... - Banking Business Review

Have you ever been a victem of fraud or identity theft? I have and fortunatley I took immediate action. One of the services I subscribed to with my current bank was a fraud alert to identify unusual activity in my bank account.

I was alerted about a month ago on such activity and I had to cancell my debit card....luckily it stopped the fraud of over $400 of multiple attempts to ding my checking account. The downside is that I'm still trying to rectify this matter and it is hassle.

One of the first credit report companies I notified was Equifax. I made one report to them and they notified the other two credit report agencies, Trans Union and Experian.

This article below is an example of their services for any one who has been a recent victem of fraud or identity theft.

Read this important article....

Curtd

http://www.101-credit-debt-finance.com

Equifax battles fraud online, offers free credit reports to ... Banking Business Review - Jun 27, 2006 By Nick Kingsley. The credit agency Equifax is reportedly set to offer some of the UK's most indebted consumers access to their own credit records for free. ...

technorati tags:credit, report, equifax, trans, union, experian, fraud, identity, theft

Tarnished credit score plus a huge debt looms over these distraught parents.

Blame game won't repair parents' credit score - Chicago Tribune

Many parents find themselves in this situation everyday. How to avoid this problem can be started right away through proper training in the area of responsible financing begining at home.

Ultimately it is the parents that need to teach their children the value of money. Using it is one thing but too many times it end in abusing it. Read how this family is now paying the consequences of not building a firm foundation for their son....look who pays the price.

Curtd

http://www.101-credit-debt-finance.com

Blame game won't repair parents' credit score Chicago Tribune, United States - 11 hours ago ... He was lazy, ignored calls and letters from the lender, and his negligence resulted in our acquiring a poor credit rating. We have ...

technorati tags:credit, score, rating